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- Evaluates loan applications based on available data, ensuring the accuracy of information through deduplication and verification processes.
- Review the borrower's 5C's of credit (character, capacity, capital, conditions, and collateral) to assess their creditworthiness.
- Gather and analyze information including client submitted documents, interviews, bank checks, trade and reference checks, industry evaluation, and credit investigation reports.
- Present evaluation results and recommendations to the appropriate approver for further discussion.
Qualifications:
Bachelor’s degree in Business, Economics, Marketing Management, Commerce, Finance, Banking, or a related field
Preferably with at least 3 years of experience in the banking industry, leasing/financing Institutions or similar role involving credit evaluation
Strong knowledge of credit process, monitoring and evaluation techniques
Excellent verbal and written communication skills
Highly self-motivated and detail-oriented, with the ability to work independently and meet deadlines.
Job Types: Full-time, Permanent
Salary: Php20,000.00 - Php23,000.00 per month
Benefits:
- Flextime
- Health insurance
- Opportunities for promotion
- Paid training
- Pay raise
- Promotion to permanent employee
- Staff meals provided
Schedule:
- 8 hour shift
- Day shift
- Flextime
- Holidays
- Monday to Friday
- Overtime
Supplemental pay types:
- 13th month salary
- Anniversary bonus
- Bonus pay
- Overtime pay
- Performance bonus
- Yearly bonus
Ability to commute/relocate:
- Taguig City: Reliably commute or planning to relocate before starting work (Required)
Education:
- Bachelor's (Required)
Experience:
- Banking industry: 3 years (Required)
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